About us
Our history
Our origin company is Patrimonio Hipotecaria, which was established in 1994 and was the first SOFOL that was approved to operate as a financial intermediary for FOVI (now SHF), in October 1994. Hence our experience in the administration of mortgage loans and bridge.
With the solidity of a proven model in credit management, in 2010, TERTIUS, S.A.P.I. de C.V., SOFOM, E.N.R., as an entity specialized in managing not only the portfolio originated by Patrimonio, but also that of third parties.
Between 2010 and 2013, we were entrusted with managing various mortgage portfolios of securitized structures whose originators and primary servicers were going through bankruptcy proceedings.
With the experience acquired in mortgage and bridge portfolio management, as of 2017 we ventured into the recovery of other types of assets (microcredit, consumer credit, group credit).
Geographic coverage
Our infrastructure
Inhouse (internal)
• 150+ Call Center stations
• 60+ Collection executives (Door to door)
• 120+ Corporate colaborators
Certified partners (external)
• 30+ Collection agencies
• 100+ Legal firms
• 80+ Notaries public
• 70+ REOs Investors
Report line
Anyone can report wrongdoing in our organization.
Why TERTIUS?
Management
experience
TERTIUS understands the needs of its clients and maximizes portfolio cash flow and the recovery.
Market
knowledge
Our service is tailor-made for each client to meet their objectives. We have a diversified client base: Commercial Banks, Developments Banks, Trusts, etc.
Resources
We implement multi-channel communication strategies and predictive collection methods (AI) to maximize the results of our clients.
Certifications
The servicing of TERTIUS is done through a robust and detailed process supervised by specialized teams. Fitch Ratings report- March, 2021 AAFC 3 (Mex) Positive outlook.
Managed portfolio
Mortgage loans with an outstanding
balance exceeding USD $1,5 billion.
100,000
Consumer loans with an
outstanding balance of
USD $500 millions
15,000+
Borrower’s hardship
programs
10,000+
Restructured
loans
5,000+
REO’s sales
Some of our clients
Do you need assistance? Call us:
+52 (81) 3040 5060
Follow us on our
social networks
According to Article 87-J of the General Law of Organizations and Auxiliary Activities of Credit, for the constitution and operation of the credit contracts that it enters into, does not require authorization from the Secretaría de Hacienda y Crédito Público (SHCP), nor is it subject to the supervision and surveillance of the Comisión Nacional Bancaria y de Valores (CNBV).
© 2025 TERTIUS, S.A.P.I. DE C.V. | All rights reserved.
Our history
Our origin company is Patrimonio Hipotecaria, which was established in 1994 and was the first SOFOL that was approved to operate as a financial intermediary for FOVI (now SHF), in October 1994. Hence our experience in the administration of mortgage loans and bridge.
With the solidity of a proven model in credit management, in 2010, TERTIUS, S.A.P.I. de C.V., SOFOM, E.N.R., as an entity specialized in managing not only the portfolio originated by Patrimonio, but also that of third parties.
Between 2010 and 2013, we were entrusted with managing various mortgage portfolios of securitized structures whose originators and primary servicers were going through bankruptcy proceedings.
With the experience acquired in mortgage and bridge portfolio management, as of 2017 we ventured into the recovery of other types of assets (microcredit, consumer credit, group credit).
Geographic coverage
We offer our services nationwide through a net of branches and certified partners.
Monterrey, Nuevo León.
García, Nuevo León.
Ciudad de México.
Estado de México.
Guadalajara, Jalisco.
Tijuana, Baja California.
Mexicali, Baja California.
Ensenada, Baja California.
Los Cabos, Baja California Sur.
La Paz, Baja California Sur.
Hermosillo, Sonora.
Torreón, Coahuila.
Saltillo, Coahuila.
Monclova, Coahuila.
Piedras Negras, Coahuila.
Ciudad Acuña, Coahuila.
Reynosa, Tamaulipas.
Nuevo Laredo, Tamaulipas.
Villahermosa, Tabasco.
Cancún, Quintana Roo.
Puerto Escondido, Oaxaca.
Why TERTIUS?
Management
experience
TERTIUS understands the needs of its clients and maximizes portfolio cash flow and the recovery.
Market
knowledge
Our service is tailor-made for each client to meet their objectives. We have a diversified client base: Commercial Banks, Developments Banks, Trusts, etc.
Resources
We implement multi-channel communication strategies and predictive collection methods (AI) to maximize the results of our clients.
Certifications
The servicing of TERTIUS is done through a robust and detailed process supervised by specialized teams. Fitch Ratings report- March, 2021 AAFC 3 (Mex) Positive outlook.
Managed portfolio
Mortgage loans with an outstanding
balance exceeding USD $1,5 billion.
100,000
Consumer loans with an
outstanding balance of
USD $500 millions
15,000+
Borrower’s hardship
programs
10,000+
Restructured
loans
5,000+
REO’s sales
Some of our clients
Follow us on our social networks
Useful links
TERTIUS, S.A.P.I. DE C.V., according to Article 87-J of the General Law of Organizations and Auxiliary Activities of Credit, for the constitution and operation of the credit contracts that it enters into, does not require authorization from the Secretaría de Hacienda y Crédito Público (SHCP), nor is it subject to the supervision and surveillance of the Comisión Nacional Bancaria y de Valores (CNBV).
© 2025 TERTIUS, S.A.P.I. DE C.V.